Important Steps To Take If You Are In A Car Accident

If you haven’t been involved in an automobile accident, you’re fortunate. Automobile accidents happen every day. In the United States, more than five million occur each year. It’s best to be prepared in case you become a statistic.

After any car crash, all individuals involved will experience a surge of adrenaline. The obvious first step is to make sure everyone in your vehicle is conscious and unharmed. If there are injuries, call 911 right away. If you’re able to safely exit the vehicle, try to flag down help. If everyone is OK, you’ll need to exit the vehicle and seek assistance, moving your car to a safe location if it is blocking traffic. If the accident is minor or occurs during a major weather event when police resources may be spread thin, calling the police is not a necessary  car accident procedure.  It is necessary to collect critical information you’ll use to validate your insurance claim later.

Here are the  steps to take if you are in a car accident  to increase the likelihood your insurance or the other party’s will cover the bulk of your repair costs

What you should never do following an accident is sign anything for the other party, admit guilt, accept or offer money or state equivocally you and your passengers have no injuries.

Once your vehicle is towed or you have returned home, call your insurance company. While you may be tempted to go into a detailed description of what happened, don’t. With your emotions running at warp speed, you may inadvertently incriminate yourself. Instead, simply tell them you were involved in an accident and succinctly answer their questions. Never admit blame! Let your insurance company and the accident attorney or other party’s insurance company sort out the details and determine fault.

Regardless of what your insurer determines, you undoubtedly will want to have your vehicle repaired as quickly as possible. Don’t feel you must use a repair shop recommended by your insurer. So-called “preferred shops” often earn that label by saving the insurance company money by cutting corners and costs repairing damaged vehicles. We hope you’re never involved in a car accident. If you are, though,  contact us  at Southwest Auto for reliable, scrupulous repair.

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